Below you will find credit information related to credit scores, vantage scores, and FICO scores.



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    • What Are Credit Scores?

      Credit Scores are used to make decisions of credit approval.  You have 1 score for each credit reporting agency Equifax, Experian, and TransUnion 






    • What Are FICO Scores?

      FICO scores are the scores used by most lenders to make their credit approval.  These FICO scores are risk scores that are determined by specific algorithms.






  • What Are Vantage Scores?

    • VantageScore is a generic credit score model developed and proven to be highly predictive. Most lenders use FICO scores, but Vantage scores are proving to be more popular.


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